Vehicle

Loan Type Terms APR
New or Used Auto Loan 1-36 months 3.74% – 11.00%1
New or Used Auto Loan 37-60 months 3.74% – 11.00%1
New or Used Auto Loan 61-72 months 3.74% – 11.00%1
New or Used Auto Loan 73-84 months 3.74% – 11.00%1
First Time Auto Buyer 60 months2 14.25%3

NOTE: New or Used Auto Loan is up to 4 model years old. Inquire about rate discounts.

Why Should You Apply with Belvoir Federal?

The process is simple and easy. There are no penalties for early repayment. We have competitive interest rates on all loans. Belvoir Federal provides 100% financing and fixed rates for new vehicle loans.
  • If you’re looking for a used auto, be sure to view cars that the credit union has for sale by clicking here

Save money on your taxes when you purchase a vehicle with our Tax Wise installment loan

A Tax Wise installment loan is secured by the vehicle purchased and by a lien on your real estate property which must be in Virginia, Maryland, or the District of Columbia. Although most interest on personal loans is no longer tax deductible, interest on loans secured by your home may still be tax deductible for you.

First collateral is the automobile and second collateral will be the property (home) which must be located in Virginia, DC, or Maryland. Up to 100% of collateral (automobile) value may be financed, plus any necessary fees and costs to title the vehicle and any extended warranty or GAP coverage. Interest paid on this loan may be eligible for a tax deduction (please consult your tax advisor for more information). Automobile used as collateral can only be four years old or newer. Rates and terms based on the same repayment schedule as a New Vehicle Loan.

1 The APR* shown above reflect the current minimum APR offered. The APR may be adjusted based on individual credit standing, term loan-to-value, debt-to-income ratio, and aggregate credit score. Please contact a loan officer to determine the rate and term for which you qualify.

2 Maximum of $15,000

3 A discount of one percent 1.00% is given with a down payment of $1,500. An additional 0.25% discount is given with direct deposit.

Boat, RV, & Motorcycle

Belvoir Federal can help you Ride The Waves with a boat loan or Hit The Road with an RV or Motorcycle loan. So, be sure to check out our summer loan promotion for recreational vehicle loans.

Borrow Amount Rate Term Rates In Effect
Up to $20,000 6.25% APR Up to 96 months June 1 – July 31
Up to $35,000 6.25% APR Up to 120 months June 1 – July 31
Over $35,000 6.25% APR* Up to 180 months June 1 – July 31

For qualified members only. Certain restriction apply. Example of loan payment: $35,100 at lowest rate available 6.25% APR for maximum term 180 months yields a monthly payment of approximately $301.09. OFFER ENDS JULY 31, 2010. The APR may be adjusted based on individual credit standing, term loan-to-value, debt-to-income ratio, and aggregate credit score. Please contact a loan officer to determine the rate and term for which you qualify. Visit a branch or our Web site for additional rates and terms.

Don’t forget about Tax Wise Loan

  • First collateral is the automobile and second collateral will be the property (home) which must be located in Virginia, DC, or Maryland. Up to 100% of collateral (automobile) value may be financed, plus any necessary fees and costs to title the vehicle and any extended warranty or GAP coverage. Interest paid on this loan may be eligible for a tax deduction (please consult your tax advisor for more information). Automobile used as collateral can only be four years old or newer. Rates and terms based on the same repayment schedule as a New Vehicle Loan.

Belvoir Federal has partnered with corporations that we believe will make a difference in your buying experience. Belvoir’s partners will work with you to ensure that you get the car you want at the price you need for the low auto loan you deserve.

Credit Union Auto Loan Network

Are you searching for the perfect car? Let the Credit Union Auto Loan Network (CUALN) help you find a dealer throughout the area that will work with you and your pre-approved auto loan from Belvoir Federal. Click to read more…

GEICO

Belvoir Federal members can save up to an additional 8.00% with GEICO auto insurance where eligible. Start saving money today. Click to read more…

Enterprise

Whether you are searching for a rental car or wish to purchase a car, Enterprise is here to help serve you. With our buy back policy, you can not go wrong. Click to read more…

  • *APY = Annual Percentage Yield
  • *APR = Annual Percentage Rate
  • Federally insured by the NCUA.