Checking

Earn Bonus Rates:
| 3.00% APY1* (on balances up to $25,000) |
| 0.50% APY1* (on balances over $25,000) |
| Plus earn ATM Surcharge Rebates Nationwide |
or earn the Base Rate of
| 0.10% APY1* if the requirements are not met. |
To receive the bonus rates, perform the following each cycle:
| 15 check card transactions |
| One direct deposit or electronic withdrawal |
| Receive e-Statement |
| Access BOB (Belvoir Online Banking) |
1 3.00% (APY) paid on balances between one penny and $25,000, and 0.50% APY paid on all amounts above $25,000 each qualification period the minimum requirements are met. For minimum requirements to be met, actions must be performed and must post to the account during the qualification period. If you do not meet the requirements per qualification period, your account will still function as a free checking account earning .10% APY; however, it will not receive ATM refunds for that time period. For this account type, the qualification period is defined as a period beginning on the last business day of the month and continuing through the next-to-last business day of the following month. For example, the rate that applies for the dividend period beginning June 1st and ending June 30th will be based on service requirements met for the qualification period beginning May 29th and ending June 29th. All other qualification periods follow this same pattern of dates. Rates and tiers as of July 1st, 2010 and subject to change without notice. No Minimum Balance Required. Available to Personal Accounts only. Free Online Billpay and Overdraft protection. No monthly service charge. This credit union is federally insured by the National Credit Union Administration.

Guiding you and your family…
while you guide us through the fight.
Providing the best for our heroes with Belvoir Federal’s Military Checking. Receive amazing benefits such as rebates, loan discounts, automatic line of credit, and so much more with our Compass Military Checking account.
| 0.50% APY* dividends paid on all balances |
| ATM surcharge fees automatically rebated |
| 0.25% APR* discount on any new consumer loans with Belvoir Federal |
| Automatically qualify for a $500.00 line of credit |
| Get paid 25 cents for every bill paid through Belvoir’s Online Banking |
| Use your check card for worldwide access to your funds – for FREE |
| Receive free checks and unlimited check-writing privileges |
| No minimum to open your account |
| No monthly service charge |
| Online Banking and 24/7 phone support (BelTel) |
| Online Account Access and eStatements |
To obtain Belvoir Federal’s Compass Checking, you must:
- Be active duty military
- Have your Active Duty Direct Deposit be deposited to this account1
- Sign up to receive eStatements2

With direct deposit to checking, non-line of credit consumer loans only
1 Active Duty Direct Deposit of Net Pay must post to your Active Duty Checking account within 60 days of account opening. If the Active Duty Direct Deposit stops for more than 60 days, the account converts to a free basic checking account.
2 A valid email address is required to receive notice that your eStatement is ready for your viewing and any other necessary electronic communications.
Must qualify for checking account. This account does not earn reward points for debit card usage.
Basic Checking
- No monthly fee
- No minimum balance
- Receive rebates on ATM surcharge fees up to $5.00 a month when using your debit card1
- No per-check fees
- Free Overdraft protection from savings, money market, or a line of credit loan
- Free Online BillPay with Belvoir Federal credit card or loan
- Free BelTel 24-hour account access
- Free debit card with no transaction fees
- 0.25% APR* discount on new or used car loans
1 Checking Account, debit card, and Belvoir Federal’s MasterCard credit card are required to qualify for the rebate.
| If you are a student 15 – 17 years old, you will need to complete two online courses to acquire your checking account. The first course is How to start a checking account and the second course is How to balance a checking account. Certain restrictions may apply. |
MasterCard Debit Card
Shop around the world and pay with your Belvoir Federal Debit card which pulls money directly from your checking account. Since your purchase is automatically debited from your checking account, never write a check again!
- Withdraw up to $500 cash of available funds each day
- Deposit funds at Belvoir Federal branch or Credit Union 24 machine
- Make loan payments at Belvoir Federal branch or Credit Union 24 machine
- Transfer funds among your Belvoir Federal accounts
| Overdraft Protection | Member Privilege | Changing your PIN |
| If you are a student 15 – 17 years old, you will need to complete an online course to acquire your student VISA CheckCard. Certain Restrictions may apply. |
If your address with Belvoir Federal Credit Union is not current, your ATM access may be blocked. Contact us for details.
