Checking

Earn Bonus Rates:

3.50% APY1 (on balances up to $25,000)
1.01% APY1 (on balances over $25,000)
Plus earn ATM Surcharge Rebates Nationwide

or earn the Base Rate of

0.10% APY1 if the requirements are not met.

To receive the bonus rates, perform the following each cycle:

  • 15 check card transactions
  • One direct deposit or electronic withdrawal
  • Receive e-Statement
  • Access BOB (Belvoir Online Banking)
Sources: USAA.com, NavyFederal.org, PenFed.org, SunTrust.com, as of 12/24/09
With direct deposit to checking, non-line of credit consumer loans only


1 3.50% (APY) paid on balances between one penny and $25,000, and 1.01% APY paid on all amounts above $25,000 each qualification period the minimum requirements are met. For minimum requirements to be met, actions must be performed and must post to the account during the qualification period. If you do not meet the requirements per qualification period, your account will still function as a free checking account earning .10% APY; however, it will not receive ATM refunds for that time period. For this account type, the qualification period is defined as a period beginning on the last business day of the month and continuing through the next-to-last business day of the following month. For example, the rate that applies for the dividend period beginning June 1st and ending June 30th will be based on service requirements met for the qualification period beginning May 29th and ending June 29th. All other qualification periods follow this same pattern of dates. Rates and tiers as of July 1st, 2010 and subject to change without notice. No Minimum Balance Required. Available to Personal Accounts only. Free Online Billpay and Overdraft protection. No monthly service charge. This credit union is federally insured by the National Credit Union Administration.


Guiding you and your family…
while you guide us through the fight.



Providing the best for our heroes with Belvoir Federal’s Military Checking. Receive amazing benefits such as rebates, loan discounts, automatic line of credit, and so much more with our Compass Military Checking account.


Compass Checking offers…
ATM surcharge fees automatically rebated
0.25% APR* discount on any new consumer loans with Belvoir Federal
Automatically qualify for a $500.00 line of credit
Get paid 25 cents for every bill paid through Belvoir’s Online Banking
Use your check card for worldwide access to your funds – for FREE
Receive free checks and unlimited check-writing privileges
No minimum to open your account
No monthly service charge
Online Banking and 24/7 phone support (BelTel)
Online Account Access and eStatements

To obtain Belvoir Federal’s Compass Checking, you must:

  • Be active duty military
  • Have your Active Duty Direct Deposit be deposited to this account1
  • Sign up to receive eStatements2
Sources: USAA.com, NavyFederal.org, PenFed.org, SunTrust.com, as of 12/24/09
With direct deposit to checking, non-line of credit consumer loans only


1 Active Duty Direct Deposit of Net Pay must post to your Active Duty Checking account within 60 days of account opening. If the Active Duty Direct Deposit stops for more than 60 days, the account converts to a free basic checking account.

2 A valid email address is required to receive notice that your eStatement is ready for your viewing and any other necessary electronic communications.

Must qualify for checking account. This account does not earn reward points for debit card usage.

Basic Checking

  • No monthly fee
  • No minimum balance
  • Receive rebates on ATM surcharge fees up to $5.00 a month when using your VISA® CheckCard1
  • No per-check fees
  • Free Overdraft protection from savings, money market, or a line of credit loan
  • Free Online BillPay with Belvoir Federal Visa or Loan
  • Free BelTel 24-hour account access
  • Free Visa CheckCard with no transaction fees
  • Earn 1 rewards point on every $2 spent using your Visa CheckCard (signature-based and online purchases only)
  • Points earned can be combined with Visa Platinum Reward Points
  • 0.25% APR discount on new or used car loans

1 Checking Account, Visa CheckCard, and Visa Credit Card are all required to qualify for the rebate.

If you are a student 15 – 17 years old, you will need to complete two online courses to acquire your checking account. The first course is How to start a checking account and the second course is How to balance a checking account. Certain restrictions may apply.


Switch your accounts Online to Belvoir Federal using our Switch Kit. We can help make the transition as quick and easy as possible. Click here to get started.

CheckCard

Shop around the world and pay with your Belvoir Federal CheckCard anywhere VISA® Debit is accepted which pulls money directly from your checking account. Since your purchase is automatically debited from your checking account, never write a check again!

  • Withdraw up to $500 cash of available funds each day
  • Deposit funds at Belvoir Federal branch or Credit Union 24 machine
  • Make loan payments at Belvoir Federal branch or Credit Union 24 machine
  • Transfer funds among your Belvoir Federal accounts
Overdraft Protection Member Privilege Changing your PIN
If you are a student 15 – 17 years old, you will need to complete an online course to acquire your student VISA CheckCard. Certain Restrictions may apply.
IMPORTANT NOTICE:
The ScoreCard Rewards Program on the debit program will be discontinued effective March 31, 2010. After this date you will no longer accrue points based on purchases. You will have until May 31, 2010 to redeem your points for merchandise and travel awards. You may view your current balance and redeem points at www.ScoreCardRewards.com. Remember, you must redeem the points before May 31, 2010; any remaining points will be forfeited.

If your address with Belvoir Federal Credit Union is not current, your ATM access may be blocked. Contact us for details.

  • *APY = Annual Percentage Yield
  • *APR = Annual Percentage Rate
  • Federally insured by the NCUA.