Effective June 1, 2010
Free Services (Applicable to All Accounts)
| $1,000.00 Accident Death and Dismemberment Insurance |
E-mail Alerts about your account (B-Lerts) |
| Access to Credit Union Service Centers across the US |
E-statements |
| Account Reconciliation |
Financial Counseling |
| Account Verifications |
Financial Seminars/ Webinars |
| BelTel (Belvoir Federal’s Audio Teller) |
Incoming Wires |
| BOB (Belvoir Federal’s Online Banking) |
Notary Services |
| Change Counting Machine |
Online Bill Pay |
| Check Copies on E-statements |
Share Check Account (No monthly fees) |
| Debit Card |
Signature Guarantee |
| Direct Deposit/Payroll Deduction |
Starter Checks |
E-mail alerts about account security, educational seminars/ webinars,
and changes at the CU (E-Lerts) |
Travelers Checks (Single and Two Party) |
Credit Union Membership
| Membership Share |
$5.00 par value |
| Closed Account Fee |
No Fee |
Share Savings and Money Market Account Fees
| Inactive Account Fee 1 |
$5.00/month |
| Teller Withdrawal 2 |
$2.00 |
| Non-Sufficient Funds Fee (NSF) |
$30.00/item |
| Single Service Low Balance Fee3 |
$5.00/month |
Share Draft/Checking Account Fees
| Non-Sufficient Funds Fee (NSF) |
$30.00/item |
| Stop Payment Fee |
$30.00/request |
| Share Draft Print Fee |
Prices Vary dependent on style ordered |
| Copy of Share Draft Fee |
$2.00/item |
| Debit Card Replacement Fee |
$5.00/card |
Small Business Checking Account Fees
| Minimum Balance Fee (if less than $1,000.00 balance not maintained) |
$10.00/month |
| Bulk Coin Deposit Fee |
3% of Deposit |
| Check Paid Fee (First 100 checks free each month) |
$0.15/check |
| Deposit Fee (First 100 items per transaction free) |
$0.08/check |
| Non-Sufficient Funds (NSF) |
$30.00/item |
| Stop Payment Fee |
$30.00/request |
| Share Draft Print Fee |
Prices Vary dep. on style |
| Copy of Share Draft Fee |
$2.00/copy |
Loan Fees
| Returned Payment Fee |
$30.00/item |
| Auditing Fee |
25.00/request after 1st request in a 6 month period |
| Consumer Loan Late Fee |
11 or more days late, 20% of the interest due, min of $1.00 |
| Home Loan Late Fee |
11 or more days late, 4% of the payment due, min $1.00, max $999.99 |
| Home Equity Subordination Fee |
$100.00/item |
Electronic Funds Transfers Fees
| ACH Non-Sufficient Funds (NSF) |
$30.00/incident |
| International Assessment Fee for ATM/Debit card foreign transactions |
1% of transaction amount |
Other Service Fees (Applicable to all Accounts)
| Bad Address Fee |
$5.00/month |
| Account Research Fee |
$25.00/hour |
| Bill Pay: Next Day Check |
$20.00/each |
| Bill Pay: Same Day ACH Payment |
$20.00/each |
| 1-Party Deposit/you wrote yourself a check from another account. |
$30.00/item |
| 2-Party Deposit/someone else wrote you a check |
$10.00/item |
| Check Paid from Funds on Hold |
$30.00/item |
| Wire Transfer Fee (Outgoing, Domestic) |
$10.00/each |
| Wire Transfer Fee (Outgoing International) |
$30.00/each |
| Cashier’s Check Fee |
$5.00/each |
| Check Cashing Fee |
$5.00/visit |
| Credit Union Checks |
$5.00/each |
| VISA Gift Cards |
$3.75/each |
| Legal Processes Fee: Garnishments/Levies |
$50.00 |
| Express Mail |
At Cost |
| Western Union Quick Cash |
$21.00 |
| Western Union Quick Cash With Message |
$23.00 |
| Paper Statement Fee |
$1.00/statement (monthly) |
| Telephone Inquiry when same information is available on BOB or BelTel |
$3.00/inquiry |
Safe Deposit Box
| Safe deposit box key replacement |
At Cost |
| Safe deposit box drilling |
At Cost |
Safety Deposit Box Rental
| 3×5 |
$40.00 |
| 3×10 |
$60.00 |
| 5×10 |
$80.00 |
| 10×10 |
$120.00 |
NOTICE
Belvoir Federal would like to remind our Members that when a purchase is made in a foreign country, the transaction amount is converted to U.S. dollars, and adjusted by a 1% currency conversion fee. When the transaction is posted to your account, the total amount (purchase amount plus conversion fee) appears as a single transaction on your billing statement. On April 2, 2005, the converted transaction amount started showing separately from the International Transaction Fee on your billing statement. This fee is assessed on all international purchases, credit vouchers, and cash disbursements and is labeled International Transaction Fee 1%.
On April 2, 2005, the exchange rate for transactions in foreign currency is a rate selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate Visa itself receives, or the government mandated rate in effect for the applicable central processing date, plus the 1% International Transaction Fee.
